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How to Make Money Without a Degree

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Gone are the days when you needed a piece of paper to secure your income! A degree is no longer the automatic route to getting a job or earning money, especially in today’s flexible world, where side-hustle culture and entrepreneurship are growing fast.

In this article, we’ll consider how to make money without a degree, covering different options for career paths, side gigs, and enterprise opportunities.

Whether you’re looking to just earn some extra cash or create a meaningful income stream as an alternative to a traditional degree-path job, we’ll cover the ideas, tips, and pitfalls you need to know.

Let’s go!

Why Consider How to Make Money Without College?

For years, we’ve been told that a college degree is the essential path to a good job and a healthy income. But in reality, over 60% of American adults don’t have a degree.

With the average cost of attending college now standing at $38,270 per student per year, many people are looking at alternatives. After all, no one wants to start their career with a huge pile of student debt.

So let’s look at some real-world ways to make money without a degree, and consider the skills and strategies available to begin your project.

Which People Ask How To Make Money With No Degree?

Some common types of people looking for ways to earn money without college include:

  • Young people who are considering alternatives to traditional education because they don’t want the debt of college, distrust the longevity of many traditional careers (particularly with the introduction of AI disrupting many industries), and have an entrepreneurial mindset and skills base.
  • At-home parents who might have prioritized a family, and now want to explore earning options that don’t require college expenses or time investment.
  • People who want to switch careers or explore new opportunities without going to college.

How to Make Money With No Degree Through Mindset

OK, we’re not saying that it’s possible to simply manifest money! Even if you had a solid degree from a good university, you’d still need to put in the work!

But mindset is crucial for rethinking success and considering the different ways possible to make money without a degree using your skills, effort, drive, and time, especially in today’s rapidly changing economy.

For example:

  1. Rethink what success means to you. Maybe you want the flexibility of a digitized portfolio career and multiple income streams, rather than a traditional employed job.
  2. Ask what value you’re able to offer, rather than focusing on traditional credentials.
  3. Consider what problems you can solve for other people. This is the ultimate key to all kinds of income generation. A degree is a traditional way of quantifying your value through proven academic study in a certain field. But today, it’s easy to demonstrate your value by directly solving problems for customers with money to spend.
  4. Develop an entrepreneurial mindset. Many people build rewarding businesses by thinking differently and putting customer needs first, rather than waiting for someone to give them a job.

How To Make Good Money Without A Degree

To find ways to make good money without a degree, consider:

What does “good money” mean to you?

Are you prepared to forgo high earnings initially to build your own income streams? (If so, this unlocks a world of potential business building.)

Where do your strengths lie?

For example, if you’re practical, head to a trade school or find a union apprenticeship to earn up to $100k a year over time with experience. Good plumbers, electricians, builders, welders, and HVAC technicians are always needed.

If you’re good at technology, teach yourself skills in IT support, cybersecurity, web development, or QA testing through Google Certification or Codecademy. Salaries in these fields start at around $50k, but you don’t necessarily need a degree for them.

If sales is your forte, work on the arts of communication, self-motivation, and persuasion to enjoy an attractive performance-based income of over $100k a year in areas such as real estate, B2B sales, or insurance sales.

Do you know what’s out there?

Think outside the box when considering how to make money without a degree. For example, get specialist certification in CDL truck driving to enjoy high demand for your skills and up to $60k or more a year in earnings. 

How to Make Money Without College By Building Other Income Streams

Another popular route to earning income without a degree is to build multiple income streams that replace the need for a traditional full-time, employed job.

This kind of gig and side hustle economy is building, driven by interests such as digital nomad lifestyles and the FIRE movement. (Financial Independence, Retire Early.)

Rather than waiting for someone to give you a job in return for a college degree, you hustle and build up a range of income streams to give you the earnings, development, flexibility, and career interest that you want.

The beauty of this approach is that it makes you resilient and flexible. If you lose one income stream, lean on the others and take steps to rebuild. This offers a degree of security that traditional employment doesn’t (as anyone who’s ever been made redundant from a ‘safe and solid’ job will tell you).

16 Interesting Ways To Make Money Without A Degree

With this approach to building multiple income streams in mind, these are all some of our favorite ways to make money without a degree.

Some are fast and easy, and others require more time, investment, and skills development. See which ones take your fancy and use them as inspiration to start your own research.

#OpportunityTypical EarningsEase of SetupUseful Platforms
1Play games on fun cash apps$0.50 – $5/day (varies)Very easyMistplay, Swagbucks Live, InboxDollars
2Do surveys$0.50 – $3 per surveyVery easySwagbucks, Survey Junkie, Toluna
3Pose as an art model$20 – $100/hourModerateLocal art schools, ModelMayhem, Craigslist
4Get paid to stand in line$25-$35/hourEasyTaskRabbit, Same Ole Line Dudes (NYC), Craigslist
5Work as a freelancer$10 – $100+/hourModerate to hardUpwork, Fiverr, Freelancer.com
6Get into Dropshipping or eCommerceVaries widely ($100 – $10,000+/month)Moderate to hardShopify, Oberlo, WooCommerce
7Become a Local search specialist (GMB)$300 – $2,000/month per clientModerateGoogle Business Profile, BrightLocal, Local Viking
8Create content (videos, blogs, etc.)$100 – $10,000+/month (long-term)ModerateYouTube, TikTok, Medium, Substack
9Get into affiliate marketing$50 – $10,000+/monthHard (long-term growth)Amazon Associates, ShareASale, Impact
10Invest (cautiously)Varies (risk-based)ModerateRobinhood, Acorns, Fidelity
11Rent what you own (tools, room, car)$50 – $1,000+/monthEasyAirbnb, Turo, Fat Llama
12Build an Online Directory$100 – $5,000+/monthHardBrilliant Directories, WordPress,
13Work as a driver$15 – $30/hourEasyUber, Lyft, DoorDash, Instacart
14Become a tasker (odd jobs)$20 – $60/hourEasyTaskRabbit, Handy, Thumbtack
15Flip and resell goods$100 – $5,000+/monthModerateeBay, Facebook Marketplace, OfferUp
16Start a local services business $25 – $150/hourModerate to hardNextdoor, Angi, Thumbtack

Easy Earners: Beginner Level / Quick Cash

1. Play games on fun cash apps

Earn $5 a day by playing games on apps such as Scrambly, Mistplay, Swagbucks Live, and InboxDollars. These won’t replace your income, but they’re a great way to earn extra money in your spare time. Stack up your fun cash apps and store them in a folder to check regularly for new work.

Scrambly.io graphic showing animated cartoon fox in orange and white with black facial accents, dancing in a cloud of spinning golden coins, against a dark backdrop with hazy game icons
Play and Earn with Scrambly!

2. Do surveys

Earn up to $3+ per survey on sites such as Prolific, Prime Opinion, Ipsos iSay, and SurveyJunkie. Again, these are quick, fun, and easy, and they require no skills. They’re a great way to earn a little extra between jobs.

Simple graphical homepage design for Prime Opinion with gradient blue to pink background and navy text overlaid, with mid-blue CTA boxes, a white sign-up form, and Trustpilot green stars

Quirky Earners: Fun Jobs That Earn More

3. Pose as an art model

If you’re not shy, earn $20 to $100 each hour as a life model. Look for opportunities at your local art school or college, or contact community-based art classes.

Also, search online for art model jobs. Most of these are quick earners, and you’ll get paid after the session.

4. Get paid to stand in line

No, really. Earn $25-$35 per hour by waiting in line for other people. Some companies or people pay for this when they’re short on time.

Sign up at Taskrabbit, Same Ole Line Dudes, and InLine4You, and search for link sitter jobs.

Art-led homepage for Same Ole Line Dudes featuring editorial type photography of gold brand signage and artisan glazed donuts, with tickets underneath. Black text on white background

Digital Business Ideas

5. Work as a freelancer

Earn $50-$100+ an hour for freelance services in areas such as graphic design, virtual assistance, writing, and editing. Build a profile on platforms like Upwork, Fiverr, Freelancer, and Toptal.

For best results, build your portfolio as soon as possible and consider working in a niche area to build specialist skills.

TopTal homepage featuring a beautiful woman with braids and a big smile, gray background and black text, with green CTA buttons and a world map graphic

6. Get into Dropshipping or eCommerce

Earn from $100 – $10,000+ per month by dropshipping or building an e-commerce business. Good platforms to look at include Shopify, WooCommerce, AliExpress, Oberlo, and Etsy.

You’ll need a business idea and a model that works, so invest in your business knowledge and understanding of the eCommerce world for success.

Shopify homepage with gradient green to turquoise background, black text overlay, and black partner logos. Moving illustrated graphic at bottom, showing coins and a loudspeaker

7. Become a Local search specialist

Earn up to $300 – $2,000 a month per client as a local search optimization specialist. Develop skills in Google My Business to begin working in this relatively underserved area. Good tools include BrightLocal, Google Business Profile, and Whitespark.

This is a growth area, so target local services businesses that don’t have time to learn how to do it themselves.

Whitespark homepage with navy blue background and white text plus bright pink to violet gradient highlight font. Lower grid image with screen grabs of colorful SEO dashboards

8. Create content

Earn $100 – $5,000+ a month as a content creator. Blog, make videos, or create your own newsletters on platforms like YouTube, TikTok, and Patreon.

Monetize your audience with ad revenue, brand deals, paid content, and affiliate marketing over time. This is a slow burner that will take time, effort, and skill to grow, but it’s highly scalable once you achieve traction.

Patreon homepage with violet blue filter over an image of a beautiful young woman with braids wearing headphones and singing into a speaker in a room. White text overlay

9. Get into affiliate marketing

Earn up to $10,000+ a month over time as an affiliate marketer. You’ll promote other brands’ products via your blog, email, YouTube, or TikTok to your own audience.

Use tools like Amazon Associates, ShareASale, or ClickBank and focus on a niche. Build trust to engage your audience and seek to solve their specific problems. Again, this is a business that will grow over time, but it’s lucrative.

ClickBank homepage with illustrated images of people working in digital, designed in shades of blue. Pale gray homepage background with black text overlay. Main header bar with gradient colors in violet to navy blue

Passive Income Opportunities

10. Invest (cautiously)

Earn interest and benefit from growth with stocks, crypto, ETFs, and strategies such as flipping and day trading. Look at Robinhood, Fundrise, and BiggerPockets. Only ever invest what you’re happy to risk, and learn everything possible about your chosen area.

Fundrise homepage with pale stone color background, black text overlay and image of smartphones showing real estate data. CTA buttons in rust orange. Elegant design

11. Rent what you own

Earn $50 – $1,000 a month by renting space on your car with Wrapify. Other ways to earn passive income by renting what you already own include Turo to rent your car, Neighbor to rent storage space, and Airbnb if you have a spare room (or house!)

Turo homepage with hero image of a smiling couple wearing gray winter clothing, crossing the road in front of stylish redbrick urban properties and a red car. Black text and purple search button

12. Build an Online Directory

Earn up to $5,000 a month over time with a profitable online directory in a high-growth niche. Build it with quality content and reviews, optimize it heavily, and treat it as a business.

Good growth areas for a directory include women’s midlife products, boomer lifestyle products, longevity services, and cybersecurity software.

This is a long-play with the potential to become a profitable passive earner over time. Build your directory on WordPress or Brilliant Directories.

Brilliant Directories homepage with image of a professional male in a blazer and tie, folding his arms. Image of smartphone and directory screen grab. Navy blue text on white, bright blue CTA buttons, and pink header box

Gig Economy Jobs

13. Work as a driver

Earn $15 – $30 per hour as a driver with Uber. The gig economy is booming, and your digital device allows you to quickly access customers and employers alike. Look at platforms such as DoorDash, Uber, Lyft, Amazon Flex, and Instacart.

Start quickly for rapid traction and work a flexible schedule. Just remember to factor in the wear and tear on your transport and track expenses and mileage for tax write-offs.

Amazon Flex homepage with hero image of dark-haired smiling male with beard, wearing blue t-shirt and pale blazer, looking at smiling woman with brown long hair in a ponytail. Mid-blue CTA and navy blue text overlay

14. Become a tasker

Earn $20 – $60 an hour as a tasker doing everyday jobs such as furniture assembly, lawn mowing, junk removal, moving help, and basic DIY.

Sign up at TaskRabbit, Thumbtack, or Handy and stand out with quick responses, excellent reviews, and a specialized set of services that customers want.

Thumbtack homepage with simple, clean design featuring dark gray text on white background, sky blue graphics and search box, and a rounded image of houses and neat lawns in sunshine

15. Flip and resell goods

Earn $100 – $5,000+ a month as a furniture flipper. This is a surprisingly good income earner over time. Find items such as furniture and quality clothes on clearance racks, thrift stores, return pallets, and garage sales, and niche down as you learn what sells and what doesn’t.

Sell items on Poshmark, eBay, Facebook Marketplace, and Mercari. To charge more, consider developing skills in furniture restoration or customization!

Mercari homepage with busy design, including primary header in purple with neon green contrast and black/white text overlay. Composite image of designer goods

Physical Businesses

16. Set up a local service business

Earn up to $150 per hour, with a community-based physical business. With the focus on digital business opportunities, it’s very easy to forget the power of local service businesses. In fact, one of the best ways to make money without a degree is to set up your own local service business.

As an example, you could start up a lawn care business, shovel snow in winter or put up Christmas lights, detail cars, remove junk, pressure wash driveways, or sit pets on Rover. Create a website and use Google Business for local search.

Advertise on local community boards, in Facebook groups, and using your network. Flyers are also effective. Focus on offering superb service and gathering excellent reviews to build your reputation and attract repeat and referral work.

How to Make Money Without a Degree? Get Other Certifications!

Trade and professional qualifications are just as (if not more) useful than a traditional degree. To build skills and validate them, consider investing in affordable courses and accredited training.

  • For example, in digital fields, look at Google Career Certificates or Meta Certifications, plus courses on Coursera and CompTIA.
  • In trade fields, look at community college for short-term programs in trade industries, healthcare, beauty, and other industries, where work without a degree is readily available.
Google Career Certificates homepage featuring image of a smiling young woman in blue jeans and a white top, with long brown hair, sitting on a doorstep. Black text and bright blue CTA boxes

Avoid These Pitfalls to Make Money Without a Degree

It’s exciting to know how many opportunities there are to earn money without a college degree, but with every opportunity, there’s a pitfall to avoid. With that in mind, follow these tips:

  • Watch out for scams, as these are rife on the internet. Practice online safety.
  • Don’t buy expensive online courses from content creators that promise “get rich quick” schemes.
  • Avoid multilevel marketing (MLM) schemes, which have a high dropout rate and invariably fail to live up to expectations, due to their structure.
  • Analysis paralysis! Rather than getting stuck in your research phase, start with some easy and fast earners (such as playing games on Scrambly for fast cash or completing academic surveys on Prolific between “real work”) and build upward!
CISA.gov homepage with gradient background color of violet to purple, with whiteout logo and white relief text. Gray-blue menu bar in brand colors and a series of colored menu buttons

Top Tips for Long-Term Success

These tips will help maximize your no-degree money-making projects:

Choose your routePick one or two approaches and follow them for 90 days to see results. Assess which earners are working for you, and which you might swap out for alternatives.
Track the $$$Track your income so you treat your earnings like a business. Remember to track your income and expenses for tax purposes, too.
Focus on valueAlways focus on the value you offer. Know who you’re best placed to help and the problems that you’re ready to solve with your skills.
Invest in yourselfContinue to invest in your learning and skills development. Consider placing a portion of your earnings into a professional development fund to keep investing in yourself.
Automate to scaleAs you unlock income from your venture, scale it by investing in automation solutions and VA services. This will help you to focus your time on high-return activities.

How to Make Money with No Degree: Concluding Thoughts

There are plenty of ways to make money without a degree, especially if you invest in yourself, work hard, remain flexible, and stack up your earning opportunities.

A degree isn’t a guarantee of success. The real attributes that will help you earn money in 2025 are skills, mindset, a flexible attitude, and action. Combine these for the best results!

Which way to make money with no degree will you try first?

Portrait photo of Nadia Shostak
Written by Nadia Shostak

Content Writer

Marketer with 10 years of experience, Nadia brings her expertise as a social media and community manager, as well as a seasoned content writer with a Master’s degree in Marketing. She joined Scrambly in 2023, combining her professional skills with a personal passion for side hustles, investments, and the world of earning money online. When she’s not exploring new ways to help others monetize their skills and time, Nadia dabbles in mobile gaming, keeping a finger on the pulse of the casual and competitive gaming space. On Scrambly’s blog, she shares actionable insights, tips, and strategies to help readers make the most out of their online earning opportunities.

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